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Terms of Service

Effective Date: March 3, 2026

1. Acceptance of Terms

Welcome to American National Home Buyers. These Terms of Service ("Terms") govern your use of our website, services, and revolutionary instant cash offer program. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our services.

2. About American National Home Buyers

American National Home Buyers LLC ("American National Home Buyers," "we," "us," or "our") is a Nevada limited liability company that provides real estate services including property acquisition, instant cash advances, and real estate transaction facilitation.

Company Information:
American National Home Buyers LLC
8 The Green
Dover, DE 19901
Phone: (702) 764-9418
Email: hello@abovetopsecret.io

3. Services Provided

3.1 Real Estate Services

We provide various real estate services including:

  • Property evaluation and offers
  • Real estate transaction facilitation
  • Market analysis and consultation
  • Property acquisition services

3.2 Instant Cash Offer Program

Our revolutionary instant cash offer program provides qualified sellers with up to $7,500 in cash within 48 hours before closing, subject to strict qualification criteria and availability.

Important: The instant cash offer program is limited, highly selective, and not available to all applicants. Qualification is subject to property evaluation, seller circumstances, and program availability.

4. Instant Cash Offer Program Terms

4.1 Eligibility Requirements

To qualify for our instant cash offer program, you must meet ALL of the following criteria:

  • Property value between $50,000 and $500,000
  • Property located in eligible states (excludes CA, NY, HI)
  • Demonstrated seller motivation (foreclosure, divorce, inheritance, job relocation, etc.)
  • Ability to close within 30 days or ASAP timeline
  • Property condition suitable for wholesale transaction
  • Minimum 15% wholesale margin requirement

4.2 Program Limitations

  • Limited to 7 available spots at any given time
  • Cash advance amounts range from $1,000 to $7,500 (up to $15,000 for exceptional deals)
  • Subject to 10-day due diligence period
  • Requires confirmed buyer for wholesale transaction
  • Non-refundable if buyer fails to perform

4.3 Cash Advance Terms

If approved for our instant cash program:

  • Cash is provided within 48 hours of approval
  • Funds serve as earnest money deposit from buyer
  • Distribution: 25% to seller, 50% to escrow, 25% to American National Home Buyers
  • Non-refundable if transaction fails due to buyer default
  • Subject to successful completion of real estate transaction

5. User Responsibilities

5.1 Accurate Information

You agree to provide accurate, complete, and current information about yourself and your property. Misrepresentation may result in immediate disqualification from our programs.

5.2 Property Access

You agree to provide reasonable access to your property for inspection, evaluation, and due diligence purposes.

5.3 Compliance with Laws

You agree to comply with all applicable local, state, and federal laws in connection with your use of our services.

6. Disclaimers and Limitations

6.1 No Guarantee of Acceptance

Submission of property information does not guarantee acceptance into our programs or receipt of an offer. We reserve the right to decline any property or transaction at our sole discretion.

6.2 Market Conditions

Real estate values and market conditions can change rapidly. Any estimates or evaluations provided are subject to change based on current market conditions, property inspection, and due diligence.

6.3 Investment Risk Disclosure

Real estate transactions involve significant financial risk. You should consult with qualified professionals including attorneys, accountants, and real estate professionals before making any decisions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOMEMAXX SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for any claims arising from these Terms or our services shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless American National Home Buyers and our officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of our services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any misrepresentation or false information provided by you

9. Dispute Resolution

9.1 Binding Arbitration

Any dispute arising from these Terms or our services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

9.2 Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as part of a class action, collective action, or representative proceeding.

9.3 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to conflict of law principles.

10. Intellectual Property

All content, trademarks, service marks, logos, and intellectual property on our website and in our services are owned by American National Home Buyers or our licensors. You may not use, reproduce, or distribute any such content without our express written permission.

11. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices regarding the collection and use of your information.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new effective date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

13. Termination

We may terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will cease immediately.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and American National Home Buyers regarding your use of our services.

Contact Information

If you have any questions about these Terms of Service, please contact us:

American National Home Buyers LLC
8 The Green
Dover, DE 19901
Phone: (702) 764-9418
Email: hello@abovetopsecret.io
Support Hours: 8:00 AM - 8:00 PM PST